I remember when everything was covered under my insurance - physicals, lab tests, surgery, prescriptions, dental work, vision care, etc. Now, I think twice about going to the doctor, having fancy tests (are they always necessary?), even getting new prescriptions.
We'll never see those days again. I don't blame employers who are trying to promote healthy habits for their employees. Wellness is much less expensive than illness.
People don't realize how much money employers pay for these benefits. Yes, my out-of-pocket costs go up every year, but usually not as much as the premiums my employer pays.
All we can do is try to stay healthy and safe.
WB
